How bundling works
Buying home (or renters or condo) and auto insurance from the same company usually earns a multi-policy discount on one or both policies. You also get one company, one account and often one renewal date.
When it saves the most
- Your insurer prices both policies competitively for you.
- You have several cars or drivers, so the auto discount applies to a larger premium.
- The insurer offers extras like a single deductible when one event damages both your home and car.
When separate policies can be cheaper
A discount on an expensive policy can still cost more than two cheaper policies from different companies. Compare the bundled price against the best separate prices before deciding.
Frequently asked questions
How much can you save by bundling?
It varies by insurer and state. The only reliable way to know is to compare the bundled price with separate quotes for your situation.
Can I bundle renters insurance with auto?
Yes. Many insurers offer the multi-policy discount with renters or condo insurance too.
This guide is general information, not insurance or legal advice. Coverage and requirements vary by insurer and state.